child insurance

Life Insurance

What Life Insurance For Children Options Are Available?

When one thinks of life insurance for children, you could be forgiven in thinking that you would never want to cash in on your child’s death.  The truth is that there is not one insurance agent out there that actually wants to deliver a lump sum to a family who has just lost a child. 
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Life Insurance

Cash Value Show Me Cash Value vs Term Life Insurance

Let me start of by saying, from the insurance specialist side, there is no correct choice when it comes to cash value vs term life insurance. The truth is that both fulfill a need, and the need is dependent on the client, so we should not get entangled within the pros and cons of a
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Level Term Insurance What Is Level Term Life Insurance

The middle ground between term insurance and whole life insurance is level term life insurance. It is also known as term 100. A very unique feature of term 100 is that the benefit amount is paid on death or when the person reached age 100. There are a few insurance companies in the market place
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family Tell Me Why Have Life Insurance

You would be surprised how many people ask the question “why have life insurance”. A lot of people think they are indestructible (mainly men), and in good health, so they are not keen on paying for something that they feel is not needed at this time. The sad truth is that death sometimes takes the
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Disability Insurance

Disability Insurance For Physicians What Is The Best Disability Insurance For Physicians

The following is a look at the best disability insurance for physicians, without any rhetoric on why you need this kind of personal insurance. I will be looking at the different riders you should be looking at, and why they are important. If you are looking for advice on the amount of insurance you need,
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Critical Illness Insurance

heart critical illness Is Cheap Critical Illness Insurance Possible

It’s a subjective question when you ask if cheap critical illness insurance is possible, if you don’t think so then please define cheap.  I can tell you that there is a wide range of costs when it comes to critical illness insurance, and there is coverage that is very cheap in my opinion. I don’t
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Long Term Care Insurance

Cost of long term care insurance cost of long term care insurance

It’s often the case that people over complicate simple issues, this brings me to the question on what the real cost of long term care insurance is.  It normal for people to focus on cost, and it is part of the job of an insurance agent to steer the conversation away from cost for the
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Term Insurance

Child Term Life Insurance What Is Child Term Life Insurance

What is the advantage of obtaining child term life insurance?  I will hopefully provide enough information so that you can determine if this type of insurance makes sense. There are several companies out there that push term insurance for children and they tend to do this at the worst possible time, which is just after
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